Accept UnionPay in Canada

UnionPay is the largest card network in Asia, with more than 7 billion cards issued and support from over 170 banks. AlphaPay lets Canadian merchants accept UnionPay QR payments from the UnionPay app and partner banking apps, as well as UnionPay cards on supported terminals, with settlement in Canadian dollars on a T+2 basis.

Get Started

UnionPay with AlphaPay at a glance

Details
Who can payUnionPay app users and customers of partner banking apps across Asia, plus UnionPay cardholders
How they payQR code (scan or show) on your terminal or store code; UnionPay card on supported POS terminals
SettlementT+2 (two business days) to your Canadian bank account in CAD
FeesNo setup fee, no monthly fee. A per-transaction service fee deducted at settlement
Where it worksPOS terminal, store QR code, payment link, invoice, website plugin or API

Why add UnionPay alongside WeChat Pay and Alipay

Reach beyond mainland China

UnionPay is widely used in Hong Kong, Macau, Southeast Asia and by Chinese travellers worldwide.

One terminal, every wallet

The same AlphaPay terminal or QR code accepts UnionPay, WeChat Pay and Alipay, so staff follow one process.

One statement

All three wallets settle together in CAD and appear in the same daily report.

UnionPay questions merchants ask

Is UnionPay QR the same as a UnionPay card payment?

No. UnionPay QR is a wallet payment made from the UnionPay app or a partner banking app by scanning a code. A UnionPay card payment is a card transaction on a POS terminal. AlphaPay supports QR on all its acceptance channels and cards on supported terminals.

When are UnionPay payments settled?

T+2, two business days after the transaction, in Canadian dollars.

Do I pay anything if I refund?

No. The service fee is waived on refunded transactions.

Can I accept UnionPay on my website?

Yes, through the free AlphaPay plugins for Shopify, WooCommerce, Magento and OpenCart, or the AlphaPay API.

Start accepting UnionPay

Tell us about your business and an account manager will contact you shortly.

Apply Now